Cheapest beach towns to buy a home in 2025 with houses as affordable as $165k

CHEAP homes can be hard to come by, especially in desirable locations, but there are a handful of gems across the US to explore.
Summer is right around the corner, and in order to hit the beach best, you need a home to go back to - so check these places out.
Cheap beach towns are essential for the season, as you head back after a long day enjoying the waves or relaxing on the sand.
For the second year in a row, Pascagoula, Mississippi was crowned the leader in beach house affordability, according to Realtor.com.
Jacqueline Ready, managing broker at Berkshire Hathaway HomeService Panoramic Properties, said: "Pascagoula has made a concerted effort to revive its downtown district over the last decade. We're seeing the payoff at work.
"There are gorgeous waterfront and water-view homes, both historic and new build. The ancient oaks are just stunning, rivaling Savannah."
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But there are other places in the US that crack the cheat code for affordability and style.
Realtor.com compiled its list by analyzing a federal database of beaches and their locations.
They were ranked by median list prices in April for single-family homes.
AN OLD FAVORITE
Kicking off the list in first is in fact, no surprise, Pascagoula, with its rich history and host of attractions.
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Aside from the gorgeous beach, there is a golf course, a nature wilderness area and a lake to explore.
It offers plenty of summer activities for you, with an emphasis on staying outside until, the day turns to night.
The main public beach is also known after Jimmy Buffet, Buffet Beach, as he was born in Pascagoula.
Enjoy the sights, and take in spots like B.B. Jenning Park and the Petit Bois Island.
The April median list price for a home here is $165,610.
FISHING TOWN
Following behind that is Deerfield Beach in Florida, combining urban and costal living in harmony.
The location benefits outdoor lovers, with hiking trails and a huge 1,000 feet fishing pier.
Deerfield is known for its mix of young professionals with families and retirees.
It also features places like the award-winning "Blue Wave" beach and the nation’s longest cable ski courses.
You can also take a tour of the iconic Butler House, or check out the Deerfield Beach Historical Society Museum.
But the price is considerably more expensive, jumping up to $211,750 on average.
EAST COAT VEGAS
Just in the medal positions in third is Atlantic City, New Jersey, a popular location among American vacationers.
It's not only affordable, but is known for its buzzing nightlife and well maintained beach line.
Full list of 12 most affordable beach towns
- Pascagoula, MS - $165,610
- Deerfield Beach, FL - $211,750
- Atlantic City, NJ - $242,450
- Port Richey, FL - $254,925
- Port Lavaca, TX - $292,000
- Myrtle Beach, SC - $299,000
- Ocean Springs, MS - $302,500
- Corpus Christi, TX - $310,000
- Surfside Beach, SC - $310,925
- Long Beach, WA - $403,188
- Ocean Shores, WA - $409,900
- Ocean City, MD - $454,500
If you fancy a trip to the casino, Atlantic City has you covered, with beloved locations like Borgata Hotel Casino, MGM Tower, and the classic Hard Rock Hotel.
On top of this, make the most of the various amenities, like the amusement park rides, shops, and snack shacks.
The median price for this location is $242,450.
BEACH LIFE
Next up is Port Richey, also located in Florida, if you're looking for more of a laidback spot with a strong sense of community.
It features roughly 3,500 inhabitants and boasts a more relaxed vibe than more populous areas of the state.
Low living costs make this town attractive to homebuyers, while its many beaches and nature reserves make it an ideal place to spend outdoors.
The surrounding Pasco County also has lower property taxes and living costs than other parts of the region.
Compared to costal towns in Florida, this place is considered highly affordable, with a median price of $254,925.
TRIP DOWN SOUTH
Going down south now to Port Lavaca, Texas, this small town invites residents to take a break from the pressures of city life.
With just 11,000 inhabitants, you can enjoy everything from the Magnolia Beach to the Bayfront Peninsula Park.
Port Lavaca is perhaps best known for its bird watching, and is considered one of the top locations for it in the country.
This is mainly due to its location on a major migratory flyway for 400 species of birds.
Port Lavaca is also a great spot for history enthusiasts, with locations like the Calhoun County Museum, La Salle Monument to explore.
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Take in everything the town has to offer with a median home value of $292,000.
To see the full list of 12 and explore where you are heading this summer, click the link here.